Health Insurance
Cover for hospitalisation, surgeries and related medical expenses, with family floater options and cashless treatment at network hospitals subject to approval.
Insurance Solutions
Protection that fits your family — explained honestly.
Insurance is a contract with conditions. Before you compare premiums, it helps to understand what each product covers, what it excludes and where the waiting periods apply. We walk you through all of it.
Insurance Solutions
Five protection options, explained in plain language.
From core health and life cover to top-up and critical illness protection, every policy has its own terms, waiting periods and exclusions. We help you understand how each product works before you decide what fits your family.
Health Top-up Insurance
Additional hospitalisation cover that may become payable after the deductible stated in the policy has been met, subject to all terms and exclusions.
Term Life Insurance
A pure life cover that helps protect your family’s income and future goals if you are no longer around during the policy tenure.
Personal Accident Insurance
Financial support for accidental death and permanent or partial disability, depending on the benefits defined in the policy.
Critical Illness Insurance
A lump-sum benefit paid on diagnosis of specified critical illnesses where applicable, helping you manage treatment and recovery costs.
How we guide you
A simple four-step conversation.
There is no standard script. The sequence below is how most families reach a decision they feel comfortable with.
1. Understand your exposure
We look at who depends on your income, what medical costs you could face and what existing cover you already hold.
2. Read the fine print together
Waiting periods, exclusions, sub-limits, network hospitals and claim conditions are reviewed before anything else.
3. Compare what genuinely fits
Options are placed side by side on cover, conditions and premium — not just on the headline number.
4. Support through documentation
Help with proposal forms, medical requirements, nomination details and the issuer’s service requests.
Please note: BEE SERVE is not an insurance company. Policy issuance, pricing, underwriting and claim settlement are decided entirely by the respective insurer as per the policy terms. We never promise approval, a specific premium or a claim outcome.
Ready when you are
Let’s understand your protection and investment options together.
Share a few details and Kishore Gupta will personally help you explore what suits your family — with no pressure, no obligation and no jargon.